What is a VA loan?
A VA Loan is a loan guaranteed by the United States Department of Veterans Affairs. These loans are great for active duty or veterans of the U.S. Armed Forces and offer long-term financing and zero down payment options.

Who qualifies for a VA loan?
- Available for active, non-active or retired members of the U.S. Armed Forces who meet the established service requirements.
- Spouse of a veteran
Benefits of a VA Loan:
- No down payment needed
- No mortgage insurance (PMI)
- Lenient credit score requirements
- Can finance up to 100% of the purchase or refinance of a home
