What is a VA loan?

A VA Loan is a loan guaranteed by the United States Department of Veterans Affairs.  These loans are great for active duty or veterans of the U.S. Armed Forces and offer long-term financing and zero down payment options.

Who qualifies for a VA loan?


  • Available for active, non-active or retired members of the U.S. Armed Forces who meet the established service requirements.
  • Spouse of a veteran

Benefits of a VA Loan:


  • No down payment needed
  • No mortgage insurance (PMI)
  • Lenient credit score requirements
  • Can finance up to 100% of the purchase or refinance of a home 

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